Imperfect Credit?
Still Worth Funding.
- Lenders Who Look Past the Score
- Checking Offers Won't Hurt Your Credit
- Next-Day Funding Available
You're More Than a Three-Digit Number
Our network includes lenders who weigh your income and stability, not just your credit score, to find an option that fits.
Three steps to funding
No paperwork pile-ups and no waiting rooms — just a quick form and real offers to compare.
Tell us what you need
Complete one short, secure form in a couple of minutes — checking your offers won't affect your credit.
Compare real offers
We match your request with vetted lenders so you can review rates and terms side by side.
Get your funds
Accept the offer that fits and receive your money as soon as the next business day.
Frequently Asked Questions
How does Fast Track Fundings work?
Fast Track Fundings is a free matching service — not a lender. The process is simple:
- Complete one short, secure request form with a few basic details.
- We share your request with independent lenders in our network.
- A lender may present you with an offer. There is never any obligation to accept.
- Compare the amount, APR, term, and total cost so you know exactly what you are agreeing to.
- If an offer works for you, accept it and receive your funds, often as soon as the next business day.
Fast Track Fundings does not make loans or credit decisions. We simply connect you with lenders who do. Questions about a specific loan should go directly to that lender.
Is Fast Track Fundings really free to use?
Yes. Submitting a request is completely free, and Fast Track Fundings never charges you a fee. We are compensated by lenders in our network when we refer a customer.
Each lender is independent and sets its own interest, fees, and terms. Those charges come from the lender — not from Fast Track Fundings — and are disclosed to you before you sign. You are under no obligation to accept any offer.
Ready to see your offers?
Check your rate in minutes. It's free, it won't affect your credit, and there is never any obligation.
Get Started — It's Free