Frequently Asked Questions

Fast Track Fundings is a free matching service, not a lender. You complete one short request, we share it with independent lenders in our network, and a lender may present an offer for you to review. You are never obligated to accept. If you do, funds are often deposited as soon as the next business day.

Yes. Submitting a request is free and Fast Track Fundings never charges you a fee. We are paid by lenders when we refer a customer. Any interest or fees come only from the lender you choose and are disclosed before you sign.

Requests in our network typically range from $500 to $50,000, depending on the product and your qualifications. The amount a lender offers may differ from what you request, based on factors such as the lender's policies, your income, and your credit profile.

Many lenders deposit funds as soon as the next business day after approval. Exact timing depends on your lender and your bank, so reach out to your lender for specifics.

Requirements vary by lender, but most ask that you:

• Are at least 18 years of age.
• Have a steady, verifiable source of income.
• Hold an active checking account that accepts direct deposit.
• Are a U.S. citizen or permanent resident.

Individual lenders may apply additional criteria.

Typically your name, contact details, address, income and employment information, and bank account details so a lender can verify your request and deposit funds. Lenders operate independently and may confirm your details through a credit check or other means.

Protecting your data is a priority. We use 256-bit SSL encryption to secure information in transit and follow strict internal safeguards. Your use of our service is governed by our Terms & Conditions and Privacy Policy.

Browsing offers usually involves only a soft inquiry, which does not affect your score. If you move forward with a lender, they may perform a hard inquiry, which can. Applying for one offer at a time helps limit the impact.

No. Fast Track Fundings cannot guarantee approval. Every credit decision is made independently by the lenders in our network.

Late, partial, and missed-payment policies are set by your lender and may include added fees or a negative credit impact. Review your lender's agreement carefully so you fully understand the terms before you accept any offer.